Annie Stevens is the premier horse trainer in Moose Creek, Montana, and writes a horse advice column to help put her little sister through college and to support her young nephew. Money's tight, so when the exasperating Dylan Dawson needs assistance with a blinded horse, it won't be easy to turn him down, but she knows she has to.

Then her editor tells her she must change her column to a lovelorn column. Annie has never been in love, and she's going to need all the help she can get. No one is more qualified for the job than smooth-talking, lady-charming Dylan Dawson. Perhaps she can strike a deal with him.

Annie struggles to put aside her prejudice toward cowboys, which is no easy task with Dylan's unwavering attention. The last thing she needs is to fall for a man who would only break her heart -- and he surely will. If there's one thing she knows it's that there's always trouble and heartbreak with cowboys.